New Accumulator Programs Can Surprise Employees at Pharmacy Counter

An ongoing tense relationship between insurers and drug companies is spilling over and hitting enrollees in group health plans, by saddling them with additional out-of-pocket expenses. Some insurers have started adopting copay accumulator programs — sometimes called accumulator adjustment programs — that change the way a patient’s out-of-pocket medication costs are added up (accumulated) when [...]

By | 2020-03-24T10:42:57-07:00 March 24th, 2020|Uncategorized|0 Comments

Substance-Abuse Benefits under Affordable Care Act

One less-touted aspect of the Affordable Care Act is that it provides employers more tools for assisting employees with substance-abuse problems to seek help. According to a study by the Substance Abuse and Mental Health Services Administration, 10% of America’s workers are dependent on one substance or another. The study also found that 3.1% have [...]

By | 2020-03-17T15:59:02-07:00 March 17th, 2020|Healthcare|0 Comments

Concerns Rise Over Letting Employers Fund HRAs for Individual Health Plans

Employers, health insurers, regulators and hospitals are all raising concerns about the Trump administration’s rules issued last year that allow employers to fund health reimbursement arrangements (HRAs) that their workers can use to purchase health plans on the open market. The Centers for Medicaid and Medicare Services, IRS and the Department of Labor issued the [...]

By | 2020-03-10T11:09:05-07:00 March 10th, 2020|Healthcare|0 Comments

Employer Guide for Dealing with the Coronavirus

As the outbreak of the 2019 novel coronavirus gains momentum and potentially begins to spread in North America, employers will have to start considering what steps they can take to protect their workers while fulfilling their legal obligations. Employers are in a difficult position because it is likely that the workplace would be a significant [...]

By | 2020-03-04T11:15:23-08:00 March 4th, 2020|Uncategorized|0 Comments